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Terms and Conditions

Please read these Terms and Conditions (“Terms”) carefully before using our website or services. By accessing or using brokerdirectcanada.com, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use our website or services.

1. Use of Website

This website is provided for informational purposes and to assist Canadian residents in learning about, comparing, and applying for life insurance and related products. You agree to use this website only for lawful purposes and in a way that does not infringe on the rights of, restrict, or inhibit anyone else’s use.

2. Eligibility

You must be at least the age of majority in your province or territory of residence to use this website or request insurance quotes. Our services are intended for Canadian residents only

3. No Financial Advice

The information provided on this website is for general informational purposes only and does not constitute personalized financial, legal, or tax advice. All decisions regarding insurance coverage should be made in consultation with a licensed advisor.

4. Accuracy of Information

We strive to ensure that the information on this site is accurate and up to date. However, we do not guarantee the completeness, accuracy, or reliability of any content. Insurance quotes are based on information provided and are subject to underwriting approval by the insurer.

5. Third-Party Providers

Broker Direct Canada is an independent brokerage and works with a variety of licensed insurance providers. We may present information or links related to third-party insurers, tools, or platforms. We are not responsible for the content, accuracy, or practices of third-party websites.

6. Limitation of Liability

Broker Direct Canada is not liable for any direct, indirect, incidental, or consequential damages arising from:
  • Your use or inability to use the website
  • Reliance on any information provided
  • Errors or delays in transmission or operation
  • Third-party links or services
All use of this website is at your own risk.

7. Intellectual Property

All website content — including text, graphics, logos, and design — is the property of Broker Direct Canada and protected under Canadian copyright laws. You may not reproduce, distribute, or use our content without prior written consent.

8. Privacy

Use of this site is also governed by our Privacy Policy. By using our services, you agree to the collection and use of your personal information as outlined in that policy.

9. Modifications to Terms

Broker Direct Canada reserves the right to update or modify these Terms at any time without notice. It is your responsibility to review them periodically. Continued use of the website after changes have been posted constitutes your acceptance of the revised Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the applicable laws of Canada, without regard to its conflict of law principles.